50/50

[nismo]

so today i went out for lunch and with a friend at alpine mcdonalds and i was backing up into a parking spot when out of now where this car comes flying and i hit her not to hard but her bumper came off and her tail light is a bit fucked.

the parking space was near drive through and when i looked to make sure it was clear it was so i started to back up and put of no where this car comes. so i asked if she was alright and everything was ok i told her id help her find parts and fix it for her as long as insurance didnt get involved and she said find. she doesnt have any of my info and i dont have hers but i kno who she is.

I called to tell her to tell her the prices and shes like ok but then her sister calls saying she wants me to paid for the damages or else she will take it to insurance i didnt say i would i still have to meet them but from what i have beentold my insurance will go up and so will hers but do i have to pay for the damages or do i just pay for my damages ( wich i don have any)? and is it if 24 h passes and nothing is dont then im ok? just woundering anyhelp would be great thanks

[PukiZ]

Correct me if I'm wrong, but if there's accident in parking lot its 99% 50/50 by law.

[Pharaoh]

its in a parking lot - so your both screwed.

Also for your situation since neither of you have eachothers info - just cut yourself off from her completely. Change your number and if any one asks: Deny Deny Deny....lol - she deserves it if her sister is going to be a bitch like that.

[Riddle_Rob]

IIRC, if there isn't a police report you can't go thru insurance? I honestly don't remember. And if would definitly be cheaper to buy the parts then to pay for higher insurance rates if you are a young male ages 16-24...

And Dan, that's a really awful piece of advice.

[Pharaoh]

And Dan, that's a really awful piece of advice.

lol - I know......I was just joking around...

[nismo]

i kno her though i see her at school and it waqs her fault she went behind be when i was reversing and she was going fast as hell to

she said i saw u but i didnt want to hit u so i went fast lol i have a witness that saw it also.

And i heard after 24 hours if its not clamied then to bad, i was being nice by helping her out and she wants to fuck me over.

[nismo]

Correct me if I'm wrong, but if there's accident in parking lot its 99% 50/50 by law.

yes it is 50/50 u pay ur own damages right? i have no damages so whats she trying to prove.

[Pharaoh]

Witness or no witness - 50/50 in a parking lot man.

Just work with her on it - keep her mouthy sister out of the picture - and you should be fine.

[mazdaspeedpower]

tell her she's a fucking retard if she wants to try and go to the insurance company. you'll both either get screwed into higher rates for making a claim and still end up 50/50, or she could not be a dumb bitch and just accept a couple hundred dollars loss for being a dumb bitch.(women, I do not mean bitch as in all women, I mean bitch as in a person who is a bitch, male or female. a bitch is a bitch)

[Pharaoh]

yes it is 50/50 u pay ur own damages right? i have no damages so whats she trying to prove.

50/50 when it comes to fault.....not damage cost.

For damage cost the insurance would pay for it - but the fault would be on both of you and both insurance companies will go up in price.

[nismo]

i told her that but we will see what happends after 24h iv have been told if nothing is done then its her problem, we are both young so our insurance will go up for something so stupid

[thefrenchconnexion]

im pretty sure you don't always need a police report to go to insurance either... only if the damage at the scene is estimated at over 1k.

[Riddle_Rob]

Ahh, that's why I said IIRC.

[thefrenchconnexion]

ya i don't know wtf that means LOL

[LookE46]

u need a police report, and its 48 hours to report.

also, its 50/50 in parking lot.... her insurance pays for her damage and yours pays for your damage.

if you don't go threw insurance, ur rates will not go up.

[Riddle_Rob]

IIRC - If I Remember Correctly

[Turk]

I wouldn't worry about it too much. If she wants to go through insurance tell her to be your guest, she's only going to screw herself. If you don't file a claim with your insurance company then your insurance won't go up. And she was so so so so so so DUMB for not taking any info. Parking lots are fucked like that. That's why you should always take it easy in parking lots, you don't know what retard is gonna pop up in front of or in your case behind you. Oh and it's private property so she can't really get the cops involved either.

[Saba M]

fuck that man..the girl is just trying to screw you. I would be like alright ill pay for your damages as soon as 48 hours pass i would just tell them straight up Karma is a bitch..I hate people like that...

[thefrenchconnexion]

so if she files a claim she pays but if you don't file your fine? thats fucked. i agree that she's retarded for not taking any information down. she definately shot herself in the foot

[Riddle_Rob]

Ahhh, Parking lots Cops can come and assess damage and write up a report. BUT they can't give tickets or determine who's "at fault" even though we don't have "at fault" insurance in Ontario. Basically, the cop would just aid in the report and info swap and possibly tow truck business.

[nismo]

so i was told since i was backing up i have the fault and i have to pay the damages and its not much so ill just pay it and get it over with.

[Mooner]

i kno her though i see her at school and it waqs her fault she went behind be when i was reversing and she was going fast as hell to

she said i saw u but i didnt want to hit u so i went fast lol i have a witness that saw it also.

And i heard after 24 hours if its not clamied then to bad, i was being nice by helping her out and she wants to fuck me over.


When reversing no matter what the situation / story is you are 100% at fault

so i was told since i was backing up i have the fault and i have to pay the damages and its not much so ill just pay it and get it over with.

Since you are at fault you should pay the damages. But since it was in a parking lot then you don't really have to pay. If she tries to go through insurance there is no police report to say that the accident happened and even if it its 50/50. If I were you I would just be like sorry but i ain't paying shit. I know its a dick move but hey shit happens then we die

[Indecisive]

accidents suck.

[Saba M]

parking lot accidents are no fault right?

[nismo]

Im calling insurance to find out and if they say its 50/50 then fine but its happened to my mom and shes had to pay the full damages its 50/50 to a certian point since i was backing up it is me who is at fault which is gay since she drove behinde me and also i could get fucked over since she knows where i live and could call in and make it a hit and run which would be worse. as of right now i might pay it but i will see what insrance says and if it really is 50/50 then screw them. (shs said shes called her insurance and has asked and im at fault bc i was backing up), but i reather call and find out.

[rough]

if you don't go threw insurance, ur rates will not go up.

WRONG.

My wife's accord rolled into another car in a parking lot (e-brake failed) and we did NOT go through insurance for it and State Farm dropped her because of the "accident".

Also if you want to be taken seriously use proper english and grammar. Your posts are painful to read.

[CivNick]

1) you do need a police report to go through insurance

2) if it is 50 50, and you go through insurance, u will have to pay your deductable, and your insurance will go up.

[CivNick]

on a side note, thats why i never do the pull through in a parking lot..

[AccordEX]

WRONG.

My wife's accord rolled into another car in a parking lot (e-brake failed) and we did NOT go through insurance for it and State Farm dropped her because of the "accident".

Also if you want to be taken seriously use proper english and grammar. Your posts are painful to read.

that would totally suck. thats why i like to keep my car in 1st or 2nd just incase. anyways im totally jealous your wifes car!

[Vili19]

Correct me if I'm wrong, but if there's accident in parking lot its 99% 50/50 by law.

You are 100% wrong, I backed into a moving car, about 5 months ago, my fault, I tried the 50/50 theory, never worked, ended up paying a grand in damages for the other car, and my car... The 50/50 is a stupid law, that does not apply at all cases...

[Sol_searchin]

yup vili is right, tell her to go fuk herself if she was being an impatient bitch and drove by when you were parking. I wouldnt even help her out id call insurance and say she hit my car while i was parking. Another thing DONT ADMIT ANY FAULT! at all period dont say shit, handle your car and forget about her if you want YOU report it to police but you dont have to make a claim.

[nismo]

You are 100% wrong, I backed into a moving car, about 5 months ago, my fault, I tried the 50/50 theory, never worked, ended up paying a grand in damages for the other car, and my car... The 50/50 is a stupid law, that does not apply at all cases...

it does not apply when only one person is in the car but when both are then i think it does i will find out 2 morrow by insurance and see what they say.

And the police report has to be made in 24 hours not 48 i believe

[Riddle_Rob]

Keep on topic guys.
Any progress with this?

[nismo]

ye i gotta pay thats what its come down 2. went to insurance and they said since they were coming out of drive though and i was backing up she had the right or way so it would be my fault. 50/50 doesnt always work, and they dont have a limmited time to report. can report it after a week or a month in this case.

basically accidesnts in parking lots suck ass big time.

[Indecisive]

I hit a car yesterday on homerwatson, I was checking my blindspot over my shoulder when the cars infront of me decided to stop at a green light. Either way its My fault and $1000 deductable sucks, but hey live and learn.

[maximumtorque]

well ive been in parking lot accidents and my friend is a broker so i know how it works. basically regardless of who's fault it is, in a parking lot it is 50/50. NO FAULT for either parties BUT regardless of it being no fault its a claim on your policy, and if your on your second claim get ready for insurance premiums to go up. ALso whether it be not your fault on the road or your fault or in a parking lot, any claim whether good or bad when its your second or more will raise your premiums up.

Also even though you think running away or changing your number will help trust me it won't. All she has to do is go to the Police Report Station (the one near sportsworld) and make a report and give your drivers licence plate and you will HAVE to come in and give your side of the statement.

HONESTY is the best policy

[nismo]

ok im not running away im just trying not to get insurance involved at any point, the only reason i went to insurance is bc they said they talked to their insurance and they said i was at fault since i was backing up into a spot and she was coming out of drive through and she had room to pass behind me and she had right of way. my insurance has told me the same thing and says im better paying then trying to fight her about this.
I know someone who hit a car backing out of a spot and had to pay all the damages,so as of right now im planing just to pay and get it over with.

[Sol_searchin]

why would you have to pay? you have insurance for a reason. I still wouldnt pay her a cent its her stupid action. Let her take it through insurance if they make u pay i have a really good lawyer that handles insurance really good :D Theres always loop holes in the laws trust me!

[S13GG]

malatov cocktail her car

"what damage, I see a burnt car"

problem solved.

I should be a mediator

[Turk]

^^^^lmfao

[turboeeyore]

i've been in this situation twice, once in a parking lot once on the road, YES it's 50/50. DO NOT ADMIT FAULT!!!!! the one woman admitted to it being her fault and my rates didn't go up!! plus the inurance paid me $1200 for my car and i bought it back for $47. the second time i got hit by a jerk at a red light and it was undetermined cause a ambulance was going through the light at the same time. so it was 50/50, and my insurance doubled!!! and you only have 48 hours to report an accident, so if you or she didn't report it, it's like it never happened, also, the insurance companys see it the same way, so if it's past 48 hours, her insurance company wont pay for her car to be fixed. and from the question before-no fault insurance means your company pays for your car only!

[nismo]

really i dont kno i have my insurance telling me to pay and everyone else saying dont pay.

1. i have no damage she has all the damage
2. insuance says im at fault even thought in a parking lot, and say that the accident can be reported at anytime doesnt have to be 48hs
3. dont want any insurance involve as i dont want me rates to go up.
4. she still doesnt have my information but could easly get it if she wanted, as i kno her

so as of right now i havent heard anything from them so if they dont contact me im not gonna contact them.

[turboeeyore]

pay her and molitov her SISTERS car!!!!

[nismo]

its been resolved, thanks for the help guys.

Mods u can close it down

[Bakir]

closed at OP's request.